A template can be any message stored in any folder. TCfW does not provide special extensions for templates as it does for cover sheets.

Your default message template is the message you start with when you select New from the Message menu. It can contain all the components of any message: cover sheet, recipient list, subject, send options, and message text. It may also contain just an empty text box. The purpose of having a default template is to save you the time and trouble of specifying the same message components over and over again.